> ## Documentation Index
> Fetch the complete documentation index at: https://actvteuhc.mintlify.site/llms.txt
> Use this file to discover all available pages before exploring further.

# How to Earn and Redeem Rewards on Your UnitedHealthcare UCard

> A friendly guide to earning and redeeming rewards on your UHC UCard.

Your UnitedHealthcare UCard isn't just an ID card. On plans that include a rewards program, it doubles as a way to earn credits for taking care of your health and spend them on things you actually need. Here's a plain-English guide to how the rewards side of your UCard works, from earning points to using them at checkout.

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    Activate Your Card
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## What are UCard rewards?

Rewards are credits that some UHC plans add to your UCard when you complete healthy activities. Think of them as a small thank-you for staying on top of your care. The exact amount, what counts, and how you can spend them depend on your specific plan.

<Tip>
  Rewards aren't automatic on every plan. Check your welcome packet or sign in at activate.uhc.com to see if your plan includes a rewards program.
</Tip>

## Ways to earn rewards

Most plans reward you for simple, preventive steps. Common ones include:

* **Annual wellness visit:** A yearly check-in with your primary care doctor.
* **Preventive screenings:** Things like flu shots, mammograms, or colon cancer screenings, depending on age and eligibility.
* **Health assessments:** A quick online questionnaire about your health and lifestyle.
* **Chronic condition check-ins:** Follow-ups for diabetes, blood pressure, or other ongoing care.
* **Fitness activities:** Some plans reward gym visits or step goals tracked through a partner app.

Each activity has its own credit amount, and rewards usually post to your UCard a few weeks after the visit or milestone is recorded.

## Where to check your rewards balance

You have a few easy options:

1. **Sign in at activate.uhc.com** and open your rewards dashboard.
2. **Use the UnitedHealthcare app** on your phone for a quick balance check.
3. **Call the member services number** printed on the back of your UCard.

## How to redeem your rewards

Redeeming is designed to be simple. In most cases, you just use your UCard at checkout like any other card.

<Steps>
  <Step title="Pick eligible items">
    Fill your cart with items your plan covers, like approved over-the-counter products, groceries, or utility payments (varies by plan).
  </Step>

  <Step title="Swipe or enter your UCard">
    Use your UCard at the register, or type in the card number for online orders at participating retailers.
  </Step>

  <Step title="Confirm the balance">
    The system pulls from your rewards balance first, then any other allowances on the card. If something isn't eligible, you'll be asked to pay for that item another way.
  </Step>
</Steps>

## What you can typically spend rewards on

* Over-the-counter items like pain relievers, vitamins, and first-aid supplies
* Healthy groceries at participating stores (on eligible plans)
* Utility bills such as electricity, gas, water, or internet (on eligible plans)
* Wellness services or gym memberships, when your plan includes them

Always check your plan's benefit guide for the specific list, since it varies.

## Tips to get the most out of your rewards

* **Book your annual visit early in the year.** It's the fastest way to unlock a big chunk of rewards.
* **Bundle errands.** If you're already at the pharmacy, grab eligible OTC items and use your UCard.
* **Set reminders.** Recurring check-ins like blood pressure follow-ups are easy to forget, and each one can add credits.
* **Keep receipts.** If a reward doesn't post, member services can look it up faster with a receipt or visit date.